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Essay Examples on Documentary Film You Watched

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Feminism Essay Topics - Why Women Should Care About Feminism

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The main protagonist of The Call of the Wild - Free Essay Example

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Research Paper Topics on Legal Drinking Age

<h1>Research Paper Topics on Legal Drinking Age</h1><p>Research paper themes on lawful drinking age probably won't appear to be an exceptionally fascinating subject. The exploration paper is just ready to handle a particular theme, and this implies the more broad subjects of legitimate drinking age are untouchable for the point. You can perceive any reason why there may be an issue in utilizing this particular point as a theme for your exploration paper, since it doesn't generally manage a particular case.</p><p></p><p>Legal drinking age is to a greater extent a good or cultural no-no issue than everything else. There is a great deal of discussion about it, and it is regularly something that goes on away from plain view, ensuring that everybody adheres to the law. On the off chance that you need to analyze the subject, you have to explore a great deal of points that could depict what number of individuals have been arraigned for savoring liqu or open and who were they?</p><p></p><p>Most individuals have various reasons with regards to why they drink, however the greater part of them observe a lot of rules. In many nations, savoring liquor open has been illicit for quite a while. In America, it has just been sanctioned since 2020, so there is as yet a major hole between the present laws and genuine guidelines that administer how it ought to be done.</p><p></p><p>It can be anything but difficult to discover when you are going to devour liquor, and how you can abstain from being captured for doing as such. There are loads of rules, and it very well may be anything but difficult to check whether somebody has violated the law, regardless of whether they don't know about it.</p><p></p><p>In America, there is a law that manages liquor utilization in the workplace, and in this piece of the world, the law is continually evolving. On the off chance that you ne ed to examine that piece of the nation, you have to look at what's going on in these areas.</p><p></p><p>This is a zone where new thoughts are continually being utilized, and a few things never show signs of change. This is the place a great deal of American culture is concerned, and they need to live with this sort of data. It very well may be anything but difficult to become involved with such a conversation, as it generally is by all accounts changing.</p><p></p><p>In examining research paper points on legitimate drinking age, guarantee that you keep it basic and straight forward. There is a ton to experience, and you have to ensure that you can concentrate on one specific point. It can assist you with being ready to get past the procedure, and it may give you a progressively point by point comprehension of the topic.</p>

How to Write a Patriotism Essay - How to Structure Your Essay

<h1>How to Write a Patriotism Essay - How to Structure Your Essay</h1><p>To compose a nationalism article themes and thoughts can be hard to think of. Be that as it may, composing an energy paper will make you look at great without flinching of your crowd. Actually it can even charm you to them. So as to make energy and an energetic paper, you have to have a thought regarding how to compose one.</p><p></p><p>The first thing you have to do is pick the enthusiasm article theme that interests to you the most. For instance you can pick something, for example, When I was a kid growing up, we didn't have any wars. We were all decent and we played together. I don't have the foggiest idea why a few people stress over war however everybody needs harmony in this world and we are for the most part battling for it.</p><p></p><p>So, when you have an enthusiastic thought regarding the enthusiasm exposition themes that you are going to concentrate on you have to choose what you need to state about it. You can discuss your dad, your affection for nation, your relationship with your father and furthermore the relationship you have with your mom. At that point you have to compose the whole paper which ought to be viewed as a bit by bit manual for compose an enthusiasm essay.</p><p></p><p>The next thing you have to do is to begin the nationalism exposition by thinking about where the thought originated from. Was it in school, in a school meeting, a class introduction or in a film? When you have settled on the cause of the energetic thought then you can begin pondering how you will compose the paper. You can compose an individual article on the subject of energy, you can compose an exposition about your grandma's enthusiasm, your Uncle's nationalism or even a paper that you expounded on nationalism as a child.</p><p></p><p>The last thing you have to do is to compose th e nationalism article themes that you picked before. These will be known as the principle subjects of the paper. The exposition ought to be written in sequential request beginning from the earliest starting point and setting off to the end.</p><p></p><p>After you have settled on the subjects for your enthusiasm paper then you have to compose your layout. Your blueprint ought not be long, in light of the fact that you need your peruser to complete the energy paper before they read it. Your framework ought to remember all the means for the paper including where you will begin, your beginning date, and where you will end the article. The diagram ought to be viewed as a component of the enthusiasm essay.</p><p></p><p>Writing an enthusiastic exposition is in reality significantly simpler than you might suspect. When you have settled on the themes for your energy paper then you should simply to compose the energetic article and afterward you can go on to different advances. Furthermore, it doesn't need to be a long enthusiastic article either.</p><p></p><p>Even in the event that you can compose an energetic exposition immediately, at that point you can generally separate it to shorter sentences and sections. Along these lines you can incorporate more nationalism thoughts into the enthusiasm exposition. You can likewise begin with each subject in turn and afterward utilize this as a rule to compose the remainder of the essay.</p>

Important Things to Remember When Writing an Opinion Essay

Important Things to Remember When Writing an Opinion EssaySample Opinion Essay in English (also known as ESL Advamced) are a formal way to demonstrate basic knowledge of the English language. You may be required to express your opinion on a particular topic, which may be either from personal experience or even published research. Sample Opinion Essays can help people who are new to writing to better understand how to communicate their ideas.English as a foreign language is not taught in primary school, so many people do not develop any kind of understanding of how English is spoken. A person can pick up basic rules of English communication however, they will be highly unsuitable to express their opinions in public due to the length of the sentences and tense that would be used by the audience.Most sample opinion essays are written in short paragraphs which are broken down into clauses or paragraphs. The idea is to get the opinion of the reader as quickly as possible in a way that it is easy for the individual to write a coherent and meaningful essay. One way to do this is to give the reader some information about the topic and then get them to state their own opinion on the information presented.Opinion arguments are very powerful because they can convey very powerful feelings about a topic. It is important to use the right words when stating your opinion. One of the most important parts of an opinion essay is what you call the 'how' as well as the 'why'. An important part of that 'why' is the facts of the matter or information that has been presented in the article.Opinion statements such as 'I think', 'I know', and 'I believe' are extremely popular and should not be avoided. Rather, the words must be used carefully and correctly in order to get the point across in a proper way. By including these words, you will get the most out of your opinion.A good way to start out writing an opinion essay is to determine the key points or information that you would like t o cover. As you are writing an opinion essay, it is easy to become bogged down in details and lose sight of the main point. Thinking of key points in your essay helps keep your attention on the key points that are being covered. It also makes the piece of writing more interesting to read.Opinion Essay writers should write brief paragraphs that are based on the facts presented. They should use specific words or phrases to help describe the facts. The facts should be stated as clearly as possible and without allowing any room for ambiguity. This will make the piece of writing much easier to understand.To finish up your opinion essay, include an acknowledgement at the end that reads 'for my thanks to the people who were quoted in this article'. You can also include a source quote to support any of the facts you have included in your essay.

Teaching Chinese Essay Writing

<h1>Teaching Chinese Essay Writing</h1><p>Chinese exposition composing can be an exceptionally remunerating experience and one that you can use to clean your educating aptitudes. One of the fundamental purposes behind this is it permits you to investigate more choices when composing a paper. There are a few hints that you should realize when figuring out how to compose an exposition. It is conceivable to get passing marks by following these tips.</p><p></p><p>Before you begin encouraging Chinese article keeping in touch with you should make a schedule. It is significant that your schedule covers not just the material that is introduced in the reading material, yet additionally covers the exercises and material you have secured during your courses. It is significant that the prospectus is painstakingly arranged so that there is some space for you to work in. As an instructor, your prospectus ought to incorporate data, for example, points that can be shrouded in the initial segment of the article, and themes that can be talked about in the subsequent part. It likewise should contain insights regarding how you show the various subjects that you teach.</p><p></p><p>Of course, training Chinese paper composing is altogether different from showing the English language. So as to show a theme that has no structure, you should decide the sorts of structure that you need to educate. There are various sorts of exposition structure that you can look over, however there are additionally a few things that you can do to guarantee that your understudies realize how to structure their essays.</p><p></p><p>There are a few different ways articles can be composed. There are written in section positions, which are known as article sentences, which are a couple of sentences that permit the exposition to be finished. A portion of the normally utilized passages incorporate a presentation, body, en d, presentation and end, and quotation.</p><p></p><p>The way articles are organized will rely upon how much structure you need to instruct. Another part of composing papers that is significant is to incorporate 'headings' or sub-headings toward the start and end of each article. This will permit the understudy to see the arrangement of subjects that will be secured all through the whole essay.</p><p></p><p>When showing your understudies how to compose a paper, recall that it is essential to not utilize such a large number of references all through the exposition. A decent method to guarantee that your understudies realize how to appropriately design a paper is to consistently incorporate reference numbers toward the finish of the essay.</p><p></p><p>Teaching a theme with the right structure will assist your understudies with learning the vital strategies for composing the articles. These will incorporate finding a decent structure that you can educate. You should realize that syntax rules should be learned before you can show understudies how to compose articles. Be that as it may, the structure and sentence structure rules will be secured before you begin educating the topic.</p>

College Essay Topics For Huckleberry Finn Essay Topics

<h1>College Essay Topics For Huckleberry Finn Essay Topics</h1><p>Huckleberry Finn exposition subjects are exceptionally valued. A ton of authors like to incorporate a ton of Huck Finn points in their exposition themes and add it to their rundown of school papers. The explanation is that perusing Huck Finn can change your viewpoint on the world, regardless of whether you definitely thought about the character.</p><p></p><p>One of the primary themes for Huckleberry Finn exposition points is conversing with grown-ups. A great deal of authors accept this point as a chance to discuss characters and their circumstances. Along these lines, they consolidate the story to their school expositions. For whatever length of time that the story remains nearby to the realities and the characters, at that point it is okay. Keep in mind, in a school article, you need to associate all the various parts and make a convincing encounter for your reader.</p> <p></p><p>Another Huckleberry Finn paper subject is conversing with your friends. It is tied in with making associations between your colleagues and yourself. It likewise remembers discussing your time for school. You should attempt to take a gander at every single one of your companions and discover similitudes. Every one of you has encountered a comparable occasion that can attach you to each other.</p><p></p><p>Huckleberry Finn additionally utilizes the completion in your exposition subjects. Most school papers have an end passage. You ought to compose something about this part and how the consummation caused you to feel. This is your chance to interface the entire book with your encounters in college.</p><p></p><p>Last however not least, Huckleberry Finn likewise gives you numerous motivations to head off to college. A great deal of authors who decide to compose Huckleberry Finn attempt to make the principle subje ct to their articles. To put it plainly, it is a decent method to close the story and make the story end with a positive note.</p><p></p><p>Lastly, you should attempt to put a type of genuine importance to the story. What was the reason for your school understanding? Is it true that you were cheerful? Or then again were you attempting to change yourself and accomplish something?</p><p></p><p>These are only a portion of the Huckleberry Finn article subjects you can consider for your school composing. The subjects are only a beginning stage, so be innovative and thought of something better!</p>

Medical Imaging Research Papers

Medical Imaging Research PapersMedical imaging research papers are the best example of how effective a traditional journal is in bringing together scientists from different countries for the purposes of sharing ideas and insights about research on medical imaging. These papers represent all the best practices, breakthroughs and trends in imaging and related fields. It brings together the best researchers from all over the world and as such is the most comprehensive and accessible source of information on medical imaging.The medical imaging research papers contain research topics that have been specifically planned by the editors to allow for rapid publication. The goal is to make sure that they cover all the major issues in medical imaging research. This should ensure that the medical imaging industry can make use of the data being published, and at the same time that the reader benefits from what is written. A particular paper is well laid out and will present a complete picture of the subject matter.Medical imaging research papers have been very popular for quite some time now. They have quickly gained momentum because of the many benefits they offer to researchers. Basically, the medical imaging research papers publish the best information about the issues and trends in this field, as well as the latest advances in the form of developments in techniques and equipments.Medical imaging research papers provide readers with a clear picture of what all the leading players in the field are working on. Their perspectives help readers understand why they are performing their studies the way they are, as well as what they expect to achieve. In addition, the information presented in the medical imaging research papers enable readers to compare the progress made by various companies in order to determine which is the best company to invest in.It is essential to identify the recent developments in the field so that you can make best use of them. Medical imaging research papers will always include the most up to date data on all the latest medical imaging tools and developments. The only problem is that medical imaging research papers are usually too long to be read from a printed page.Medical imaging research papers are now available online. That is right, they are free and anyone can access them by just providing their email address and their name. These are then sent to your email account, which makes them accessible wherever you are.Medical imaging research papers are one of the best ways to get all the latest news about medical imaging technologies. They are meant to make it easier for people to have a wider perspective on what is going on in the field. With the medical imaging research papers, you will be able to get the latest news on all the tools being used in this field. The papers contain details on what are the latest developments and innovations being conducted in this field.You should be aware that medical imaging research papers are not free and are not provided to you for free. That is why you will need to provide your email address in order to have them sent to your inbox. Once you have those papers, you can start checking them out from your computer. It is recommended that you do this every once in a while, so that you can keep yourself updated with the latest developments in the field.

Samples of Contemporary Theatre Essay

Samples of Contemporary Theatre EssayIf you're doing research on a topic that involves the history of theatrical art, you might want to read through some samples of contemporary theatre essay. There's no shortage of resources on the internet that may give you all the information you need to get started with your own writing project.In the past decade or so, there has been a huge increase in the number of theatre performances that are not only performed on stage but also for other reasons. Shows like readings, workshops, film festivals, and parades are all forms of a good, creative use of theatre. Some productions of contemporary theatre, though, aren't quite as elaborate and spontaneous as other shows but are still entertaining.Theatre was originally more about producing dramatic and musical works that would be seen as more aesthetically appealing than those more involved in public performance, but this has changed dramatically. It's no longer just about winning over an audience's at tention. It's about the rise of a new generation of actors who make use of their creativity and acting talents to create stories and dialogues that are meant to be creative and entertaining.In today's society, it is common for certain organizations and non-profit groups to take part in such non-traditional performances. They provide entertainment and education, and help to keep society from going backwards. And that's why samples of contemporary theatre essay are so useful.When you are doing your research, be sure to look through various literary magazines, newspapers, and books. Books that have been published recently will often be made available on the internet. Look through these publications, especially those dealing with theater, to gain inspiration and ideas.When it comes to creating a short story or a screenplay, a production company is probably the best place to start. You'll find a wealth of experience, a much wider array of characters, and a plethora of options for changin g and adapting your work. The professionalism of a professional production company can provide a vital boost to your writing career.There are many professional writers who are interested in developing writing skills by participating in such educational events. You'll be able to use these performances as the basis for your own modern play, musical, or narrative piece.

Should Weight Loss Supplement Advertisements Be Banned

Should Weight Loss Supplement Advertisements be Banned? We live in a world where the mass media are incessantly influencing people to look a certain way. Advertisers persuade us that a slender figure is the only accepted body shape. They make us feel horrible about ourselves and urge us to take considerable measures. This is done by advertising tons of weight loss supplements, which will apparently help us have the same shape we saw on TV or in magazines. Should we really be manipulated to buy those supplements? It is very arguable whether these supplements work or not, but we should definitely not let the advertising industry control our thinking. Banning these weight loss supplement advertisements would help some people, especially young adults, celebrities, and athletes, to choose healthier options of losing weight and to be confident about their body shapes. These advertisements about weight loss supplements are not the solution to healthily losing weight. The advertising industr y tricks us into buying these supplements, but they do not reveal all the side effects they bring along. An article written by Triplett shows how much money is spent annually in the weight loss supplements’ business in the United States. Triplett states, â€Å"Americans spend at least $16 billion a year on nearly 30,000 kinds of dietary supplements, most of which seem safe† (Triplett). But, not all of dietary supplements are as safe as advertisements claim them to be. Unlike over-the counterShow MoreRelated Regulating Dietary Supplements Essay2107 Words   |  9 Pagestake vitamins, minerals, herbs, or other supplements (Schardt 2). Due to media advertising, dietary supplements are becoming more popular. Companies compete to have the best supplements. It is said that forty percent of American adults take vitamin supplements and over the counter products, which total in several billion dollars (Farley 2). 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Financial Statements Monitoring Mechanisms -Myassignmenthelp.Com

Question: Discuss About The Financial Statements Monitoring Mechanisms? Answer: Introducation As ASIC only commenced legal proceedings in the Federal Court on 4 March 2016, at the reporting date of 30 September 2016, these proceedings are in the early stages and no reliable estimate can be made as to the amount of obligation, or whether there will be an obligation. Therefore, in accordance with 1AASB 137 Paragraph 14, no current provision needs to be made for the possibility of a contingent liability resulting from the litigation by ASIC. However, AASB 137 Paragraph 16 outlines that whether or not it is likely that a present obligation exists, an entity shall disclose a contingent liability, unless the possibility of an outflow is remote. It would therefore be more likely that the ANZ should disclose the contingent liability, as there is probably a more than remote possibility that there will be an outflow of resources embodying economic benefits, in the future, as a result of the court proceedings by ASIC. It would be advisable to disclose now to avoid the chance of non-compliance. Below is the Note to the Financial Statements which ANZ included in its 2015-2016 Financial Statements in respect to these allegations. Notes to the Financial Statements Other Contingent Liabilities and Contingent Assets ii) Proceedings in relation to Bank Bill Swap Rate (BBSW) On 4 March 2016, ASIC commenced court proceedings against ANZ. ASIC is seeking declarations and civil penalties for alleged market manipulation, unconscionable conduct, misleading or deceptive conduct, and alleged breaches by ANZ of certain statutory obligations as a financial services licensee. ASIC has subsequently initiated similar proceedings against two other Australian banks. ASICs case against ANZ concerns transactions in the Australian interbank BBSW market in the period from March 2010 to May 2012. ANZ is defending the proceedings. The potential civil penalty or other financial impact is uncertain. ANZ has disclosed the contingent liability in accordance with AASB 137. At the very least, ANZ was required to provide a brief description of the nature of the contingent liability, in accordance with AASB 137 Paragraph 86, which is what they have done. They have also informed interested parties that the financial impact is uncertain and have therefore not provided an estimate of the financial effect as required in Paragraph 86, where practicable. A Reference is also made to the BBSW proceedings in Principal Risks and Uncertainties Paragraph 28, where the contingent liabilities as at 30 September 2016 are listed. In these cases, there were clearly the present obligations resulting from past events, being that it was clear that ANZ had not sought to determine the actual credit limit required by the customers and had given them no options to elect a different overdraft amount, as required by the National Credit Act, which is administered by ASIC. Therefore, there would be probable outflows of resources embodying economic benefits, as a result of ANZs actions. Along with this, a reliable estimate could be made of the amount of the obligation due the fact that ASIC has a scale of fine amounts available. AASB 137 Paragraph 14 requires that a Provision is made when all of these requirements are met. The estimated fines should be recorded as a Contingent Liabilities at the time ANZ was notified of the proceedings. As the fines were due for payment 16 August 2016, the Contingent Liability would no longer appear in the Financial Statements at the end of the period because it would have already been paid. However, shareholders who had followed media releases would expect to find some kind of detail about the proceedings and payment in the Notes to the Financial Statements, as these kinds of events affect the decisions of investors and therefore, it has impact on returns on investment. The fact that the fines are not an admission of guilt, does not take away from the requirements of AASB and the fact that there was an outflow of resources. All that can be found is the following, insignificant references, as part of the Chairmans Report and Notes to Financial Statements 2016: There is no doubt that mistakes have been made within the banking sector. At ANZ this has resulted in regulatory investigations, concerns over the conduct of staff and legal action involving former customers (Chairmans Report ANZ 2016 Annual Report). Moreover, in the Notes to Financial Statements 40: Other Contingent Liabilities and Contingent Assets (v) Other Regulatory Reviews - The nature of these investigations and reviews can be wide ranging and, for example, currently include a range of matters including responsible lending practices, wealth advice and product suitability, conduct in financial markets and capital market transactions. In the words of Gordon and During (2016), bank overdraft is a type of financing where the bank honours cheques in case of zero balance in the customer or business accounts and as a result, it depicts negative balance in the bank account. Moreover, a special type of bank overdraft is inherent, in which the cashbook balance is negative, while the bankbook balance is positive. However, as the presentation of those cheques is not made, the bank balance is not negative and there is absence of any actual bank overdraft (Council 2014). According to Paragraph 71 of AASB 101, the other current liabilities are not settled as portion of the normal operating cycle; however, they are due for settlement within a year after the reporting period or held mainly for lending. These include bank overdrafts, dividends payable and other non-trade payables. At times, ANZ Bank possesses the right in offsetting the balance of overdraft with another business bank account; the overdraft could be netted off against the other bank accounts that are maintained within the same bank. The net bank balance could be depicted in the form of balance of cash at bank. In case, ANZ does not possess the right to offset, the overdraft could be reported in the form of liability and in case; the overdraft is material, reporting needs to be made distinct from other liabilities. In addition, since ANZ Bank has to comply with AASB and IFRS, such overdraft needs to be treated in the form of cash and cash equivalents. However, the movement associated with the bank overdraft need not be reported in the statement of cash flows under any particular segment. According to Paragraph 4.9 of AASB 9, an organisation is needed to reclassify its financial assets, in case; the goal of the business model related to those assets changes in the organisational context. However, the frequency of such changes is very limited. The senior management of the organisation need to ascertain those changes due to internal or external reporting and relevancy needs to be present with the organisational operations while demonstrating to the external parties (Aasb.gov.au 2017). Moreover, Paragraph 5.9 (a) of AASB 9 states that an entity has a portfolio of commercial loans that it is intending to sell within shorter time span. The entity acquires an organisation managing commercial loans having the business model holding the loans for gathering the contractual cash flows. Thus, the commercial loan portfolio is not for sale anymore and the management of portfolio is now combined with the acquired commercial loans. All these are held for obtaining the contractual ca sh flows. ANZ Bank could depict all business and commercial loans in the form of borrowings in the liability side of the balance sheet statement. The reasons for providing and obtaining the business and commercial loans need to be disclosed in its annual report. Some of these reasons might include investment in real estate, supporting the ongoing operating losses and long-term software development (Minnis and Sutherland 2017). As a result, appropriate information would be available to all the stakeholders of ANZ Bank and the compliance with AASB 9 would be achieved fully. The two major factors that have impact on the value of financial assets in ANZ Bank and having relevancy to the banking sector include the following: Cash management practices: An effective cash management policy assures that a bank has cash in hand to finance the working capital needs whether revenues are stable or fluctuating (Radebaugh 2014). Due to this, the practices of cash management are the primary factors influencing the financial assets in ANZ Bank. The aspects of cash management policy include formation of cash reserves and collections of accounts receivable. The cash reserves raise the cash value in bank account, which assures greater liquidity and ANZ Bank could clear its dues in case of cash decline due to falling revenues. On the other hand, the procedures related to collections of accounts receivable minimise the time needed to collect the owed money to the bank. Thus, it could be depicted as decline in accounts receivable and rise in cash on hand in the balance sheet statement. Internal controls: As commented by Frias Aceituno, Rodrguez Ariza and Garcia Snchez (2014), inappropriate controls raise the risk of staff fraud and theft that might reduce the cash and inventory values in the balance sheet statement of an organisation. Thus, ANZ Bank needs to incorporate cash controls like duty separation, restricted access to financial data, utilising receipts that are pre-numbered along with assuring that such receipts stay in order. Along with this, the bank needs to ensure inventory controls like scheduled and random inventory counts. According to Paragraph 7 of AASB 137, provisions are defined as liabilities having uncertain amount or timing. In few nations, the provisions are utilised in the context of various items like impairment of assets, depreciation and doubtful debts. These are some adjustments to the carrying amounts of the assets. In order to write off bad debts from the annual report of ANZ Bank, if the accounts receivable of a business account is identified as uncollectible, it needs to be written off by removing the account from the section of accounts receivable. This method is considered as the allowance method and it complies with AASB 137 in an effective fashion (Crawford, Lont and Scott 2014). In this case, the entry needed to write off the bad debt account has impact on the balance sheet accounts only. The allowance for doubtful accounts needs to be debited, while ANZ Bank is required to credit the accounts receivable (Ruch and Taylor 2015). Thus, the bank need not have to report any loss or expense in its income statement. This is because such write-off has been covered under the previous adjusting entries for the projected expense of bad debts. Moreover, after ANZ Bank has written off the bad debt, it is possible that the bank has been paid part or the entire written off account balances. In that case, the bank could reinstate the account through reversal of the write-off entry and processing of the written off amount. At the time of loan issuance, a liability is created for the borrower along with an asset gain. The amount of the deposit increases with the supply of money (Everett 2015). At the time the borrower writes a cheque in contrast to the deposit. ANZ Bank needs to transfer the amount of reserve to the bank of the seller for clearing the cheque. The loan contract is still inherent with the borrower, but the liability of deposit has vanished. The bank of the seller has obtained the reserves along with an identical deposit liability. However, if the borrower defaults on the contract of loan, ANZ Bank could not obtain any amount of the principal lent. It then needs to write-off the overall loan amount in the form of an asset. It has resulted in loss in identical amount of its capital, which would minimise its capital/asset ratio. Since the liability of deposit has been transferred to another bank, the default could change the supply of money. Based on the amount of capital lost, the loan portfolio might have to be shrinking on the part of ANZ Bank or it needs to sell new bank shares to stay in conformance to the rules of capital adequacy. In addition, ANZ Bank might need to acquire excessive reserves to meet the requirement of reserve ratio. However, as long as the solvency of the bank is maintained, it could normally borrow the needed reserves in the federal funds market or from the federal discount window. References: Aasb.gov.au. (2017). [online] Available at: https://www.aasb.gov.au/admin/file/content105/c9/AASB9_12-09.pdf [Accessed 9 Oct. 2017]. Aasb.gov.au. (2017). [online] Available at: https://www.aasb.gov.au/admin/file/content105/c9/AASB137_07-04_COMPoct10_01-11.pdf [Accessed 9 Oct. 2017]. Asic.gov.au. (2017).ASIC - Australian Securities and Investments Commission. 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